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    You can get started now by going to our Getting Started Guide. For more information about the legislation concerning these issues, see the report (Quadara, Nagy, Higgins, & Siegel, 2015). Take a look at these really good questions to ask a girl you like or your girlfriend, some of them are a bit flirty, we hope you’ll find them interesting 1.


    Consolidating personal school loans

    You may be contacted by private companies that offer to help you apply for a Direct Consolidation Loan, for a fee. There’s no need to pay anyone for assistance in getting a Direct Consolidation Loan. The fixed rate is the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of one percent. The loans that were consolidated are paid off and no longer exist.Read the other posts in the series here—and get all the info you need to make intelligent decisions about your student loans.And while you’re at it, check out So Fi’s new Student Loan Debt Navigator tool to assess your student loan repayment options. With prevailing interest rates at historic lows, some private lenders offer rates that are significantly better than a high-rate federal loan.

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    Our expert tips and hacks will help you save money, pay off loans sooner and stress less about student loan debt.Most borrowers will need a cosigner for this loan to meet credit, employment, and debt-to-income requirements.Rates are typically higher without a cosigner; however, borrowers that meet these requirements on their own do not need a cosigner (but may still choose to apply with a cosigner).This is often the reason that people cite when they say you shouldn’t combine federal and private loans.But before you dismiss the idea of refinancing, you should first take a look to see if any of these benefits apply to you.

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